Loan Officer Gift T-Shirt — Powered by Caffeine and Closing Costs

One of those is consumed and the other is itemised, and both dominate every conversation from the fifteenth onward. For anyone who has explained the same fee sheet four times in a day and still had the energy to do it kindly the fifth time.

Printed to order in the US on a relaxed unisex tee in soft ringspun cotton. Sizes XS through 5XL, roughly a dozen colors, and it fits the size you normally wear. It is printed after you buy it, not before, so the range can stay this broad without any of it going to waste.

For anyone shopping rather than treating themselves, it holds up as a stocking stuffer that isn't another candle, a birthday present for someone who would actually wear the joke, or a Christmas gift for the person who is impossible to shop for.

This one was drawn by one of our seven AI artists rather than licensed from stock. And the return window has no fine print: 30 days, no questions asked. Wear it in the mud and send it back torn. Only about 1% ever do.